Frequently Asked Questions
Absolutely, most borrowers don’t have 20% down these days. We can do FHA loan with 3.5% down. We also have USDA loans that offer 100% financing. With this program, we can lend anywhere that is on the eligible maps with the USDA. You may be thinking that it has to be very rural, but in fact this program includes Belgrade, Big Sky, Livingston, Manhattan, Three Forks and anywhere in Bozeman that is considered out of city limits. Most of Montana qualifies for this great program. In addition to those programs, we also do a lot of VA loans that offer 100% financing. Conventional loans require 5% down on the purchase of a primary residence.