Does Housing Market Care About Impeachment?

It’s effectively impossible to read, watch, or listen to the news this week without the impeachment taking center stage.  While this sort of thing may be interesting to network news producers, it’s of almost no consequence to financial markets–let alone the housing and mortgage market.

Granted, it would be a different story if there was a reasonable […]

By |December 20th, 2019|Uncategorized|0 Comments

Many Credible Sources Are Dead Wrong About Rates

The past 2 weeks have been fairly exciting in terms of interest rate volatility. This is the perfect environment for seemingly authoritative sources to get it dead wrong when it comes to telling you how rates are moving.

Without naming names, let’s just say some very big players in the mortgage, real estate, and financial media markets are […]

By |November 15th, 2019|Uncategorized|0 Comments

Lowest Rates in 14 Months And More Volatility Ahead

Mortgage rates dropped to new long term lows this week with the average lender at the best levels since January 2018. For the most part, we haven’t seen much volatility this year, but that could change soon.

The absence of volatility is a factor of uncertainty, more than anything.  Sources of uncertainty include:

Economic contraction potential […]

By |March 15th, 2019|Blog, Uncategorized|0 Comments

By |November 24th, 2015|Uncategorized|0 Comments

Homebuying Do’s and Don’ts

In the lending process, there are many financial decisions that borrowers need to make. Does the home need new appliances? Do we have furniture? Do I need a new truck to help me move? While the answers are varied, the choice to act on them should be the same; Do not make ANY large purchases […]

By |November 4th, 2015|Uncategorized|0 Comments

Mortgage Rates Highest in More Than a Week

by: Matthew Graham
Oct 8 2015, 5:01PM

Mortgage rates moved modestly higher today, depending on the lender. Once again, pricing strategies remained widely variable due to market volatility. When the trading prices of mortgage-backed-securities (MBS) changes enough during the day, lenders may reprice (i.e. change their currently-published rate sheets). Depending on the amount of movement in underlying […]

By |October 8th, 2015|Uncategorized|0 Comments

Bozeman Mortgage Update

Bozeman Mortgage Update

By |January 16th, 2015|Uncategorized|0 Comments

Bozeman Home Loan Rates at 2 Year Lows!

by: Matthew Graham
Mortgage Rates Back to 3.5% for Some.

Bozeman Home Loan Rates at 2 Year lows

Jan 14 2015, 4:06PM

If you have a truly ideal credit profile and loan scenario, a few of the more aggressive lenders are quoting conforming, 30yr fixed mortgage rates at 3.5% today.  Almost all other lenders are only an eighth of […]

By |January 14th, 2015|Uncategorized|0 Comments

Mortgage Rates Hold the High 3’s!

by: Matthew Graham
Dec 19 2014, 4:27PM

Mortgage rates found their footing today, moving slightly lower after spending the past two days rising at the quickest pace in months.   Most lenders had seen enough strength in the morning to offer lower rates right out of the gate, but some improved rate sheets later in the day as […]

By |December 19th, 2014|Uncategorized|0 Comments

Now licensed in Idaho!

After our long wait with the Idaho Division of Banking, we have received our approval to lend in our neighbor to the north and south! We have a lot of customers with lending needs in Idaho. Up til now, we have helped to guide them to a suitable lender who can meet their financing needs. […]