A Few Great Reasons Not to Lose Hope in Housing and Rates

Times are tougher than they have been for the housing and mortgage markets. Rates are at 7 year highs, and home sales/prices are noticeably cooling. 2008’s mortgage meltdown taught us to fear the worst at times like this, but there are some good reasons you probably shouldn’t.

Yes, housing is cooling and prices are no longer rising at unsustainable levels.  […]

By |October 19th, 2018|Blog, Mortgage Rates, Refinancing|0 Comments

Don’t Be Fooled By Fake News on Rates and Housing

It was a complex week in the world of mortgage rates and housing markets. Complexity often creates inconsistent news coverage. At best, most of the coverage fell short. At worst, some of it was downright wrong. Let’s clear things up!

Last week’s newsletter covered the surge to the highest interest rates in roughly 7 years.  To be sure, this […]

By |May 25th, 2018|Blog, Mortgage Rates, Refinancing|0 Comments

Bozeman Home Loan Mortgage Rates Back to 2014 Lows

by: Matthew Graham
Mortgage Rates Back to 2014 Lows

Bozeman Home Loan Mortgage Rates

Dec 10 2014, 3:59PM

Mortgage rates moved only slightly lower today, but it was enough to bring the end-of-day average to the lowest in more than a year an a half.  For the record, there were lower rates available on the morning of October 15th, […]

Mortgage Rates Little Changed After Yesterday’s Big Drop

by: Matthew Graham
Mortgage Rates Little Changed After Yesterday’s Big Drop

Oct 2 2014, 3:13PM

Mortgage rates were mixed today, depending on the lender.  Some rate sheets were slightly better or worse than yesterday’s latest, but the broader average was unchanged.  This happened in spite of weakness in bond markets.  This includes mortgage-backed-securities (MBS), the bonds that most […]

Mortgage Rates Recover Slightly – Bozeman Mortgage Rates

by: Matthew Graham
Mortgage Rates Recover Slightly

Sep 19 2014, 3:18PM

Mortgage rates moved slightly lower today after hitting the highest levels in more than 4 months yesterday.  There were no significant economic events providing guidance today.  This actually makes the strength more meaningful as the absence of big-ticket events left bond markets to their own devices.  In […]

Montana Mortgage Rates Update

by: Matthew Graham
Mortgage Rates Improve Modestly Before Important Fed Announcement

Daily Montana Mortgage Rates Update
Sep 16 2014, 3:12PM

Mortgage rates experienced their first genuine improvement of the month today.  The gains were nothing if not very small, but they ended an uncommonly long 11 business day streak of sideways to higher rates. 4.25% remains as the most […]

Mortgage Rates Push Back Against Jobs Report

Your Daily Bozeman Mortgage Rate Update

by: Matthew Graham
Mortgage Rates Push Back Against Jobs Report

Sep 5 2014, 4:11PM

Mortgage rates were lower out of the gate this morning after the weaker-than-expected jobs report fueled bond market gains.  As bond prices rise, rates fall.  But bonds–specifically Mortgage-Backed-Securities or MBS (which dictate mortgage rate pricing)–are constantly moving throughout the […]

Mortgage Rates Just Slightly Higher; Volatility Ahead

by: Matthew Graham
Mortgage Rates Just Slightly Higher; Volatility Ahead

Bozeman Mortgage Rates
Bozeman Mortgage Lender

Sep 3 2014, 3:56PM

Mortgage rates started the day heading higher after overnight news of a potential ceasefire in Ukraine caused investors to quickly sell safe-haven assets.  The mortgage-backed-securities (MBS) that dictate mortgage rates fall into this ‘safe-haven’ category along with US Treasuries.  When […]

Mortgage Rates Fall For Sixth Straight Day

by: Matthew Graham
Mortgage Rates Fall For Sixth Straight Day

Bozeman Home Loans

Aug 28 2014, 3:45PM

Mortgage rates fell modestly for an impressive sixth straight day today.  Yet again, we’re seeing little attention paid to the events in the US that NORMALLY influence interest rates.  Case in point, stronger economic data typically pushes rates higher, and three out […]

Mortgage Rates Closing in on 2014 Lows

by: Matthew Graham
Mortgage Rates Closing in on 2014 Lows

Bozeman Home Loans

Aug 27 2014, 4:35PM

Mortgage rates fell by an almost imperceptible amount today. Some lenders were actually unchanged or slightly higher.  The actual NOTE rates quoted today would be identical to yesterday, with the only differences being seen in the form of modestly lower closing costs.  […]