About Us

Prime Mortgage Lending, Inc. is a mortgage lending institution that prides itself in providing high quality financial services to Montana and Idaho.

It is our mission to provide high quality mortgage programs at the most competitive mortgage rates in Montana and Idaho. Our home loan programs include: purchase, refinance, debt consolidation, jumbo loans, construction take-out, one time close construction and home improvement loans tailored to your unique situation.

There are 38 Prime Mortgage Lending, Inc. offices nationwide. Prime Mortgage Lending, Inc. is licensed in Montana, Alabama, Alaska, Arizona, California, Colorado, Florida, Georgia, Idaho, Kentucky, Minnesota, New Jersey, New Mexico, North Carolina, Oklahoma, Oregon, Texas, Utah, Virginia, Washington, and Wisconsin.

Caroline Roy

montana mortgage caroline royCaroline Roy joined the Prime Team as Branch Manager of the Bozeman office in June of 2011. In opening her own branch, she has been able to bring to the community a company culture that puts the customer first for all of their unique needs. Prime Mortgage Lending Inc. is now recognized as one of the most knowledgeable experts in the Montana mortgage field, both locally in Gallatin, Park and Madison Counties and around the State.  A vast array of programs gives them the ability to provide you with the most competitive mortgage rates as well as find the most appropriate mortgage lending program to fit your needs.
Caroline is currently licensed in Montana and Idaho while the PMLI team has a footprint across the country. She prides herself on being accessible to clients around the clock, and strives to obtain the best loan package no matter what the situation. She’s always happy to make the time to get a roadmap in place for customers even if it means home ownership may be a longterm goal.

Caroline has a college background in Economics from Middlebury College in Vermont. Over a decade ago, when she entered the Lending industry, it was the perfect platform to launch her into the rapidly evolving economic times of the recession. Building her business in that environment taught many lessons on how to be hard working and creative to help homeowners in our diverse Montana community. What truly drives Caroline to succeed are the challenges presented by each borrowers’ unique situation and expectations. Every new loan is a puzzle waiting to be solved. Building strong business relationships with each borrower is crucial to meeting and exceeding those expectations whether a purchase or a refinance. Her enthusiasm for a challenge does not stop at the workplace, however. When she is away from the office, you will likely find her with her husband and three little boys rafting, fishing, skiing or hunting anywhere around Montana.

To contact Caroline Roy please call 406-624-6330 or fill out our contact form to have Caroline call you back to find a loan program that fits your particular need.

NMLS# 271203

  • Office: (406) 624-6330
  • Cell: (406) 581-4939
Apply Now With Caroline

Lindsey Steenson – Loan Officer Assistant

I started my career in the financial field in 2001 as a teller. Growing up, both of my parents worked in financial institutions, so I have been able to watch the industry grow and change. After working in banking for 16 years and working my way up in banking on the consumer side, I decided to focus on mortgage loans when I came to work with Caroline at Prime Mortgage. In the last year, I have been able to learn and grow with this business. I have enjoyed being able to work with each borrower and their unique situations and financial needs. I plan to get my Loan Originator license in the very near future, so I can keep growing within this field and continue to assist people with their home financing needs. My role is to be your point person alongside Caroline from start to finish, to make sure we have all of your documents to get going and to help with those last details.

The Bozeman community is amazing and I love being able to be a part of it. When I am not in the office, I am usually out exploring the beauty that this area has to offer, whether it is fishing, camping, hiking or just driving with my two children in tow.